DEBT DESTROYER
Snowball vs Avalanche — find the fastest path to freedom
Your Debts
+ Add Debt
Extra Monthly Payment ($)
Amount above minimum payments to throw at debt
CALCULATE PAYOFF
SNOWBALL
Smallest balance first (psychological wins)
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months to debt-free
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AVALANCHE
Highest interest first (mathematically optimal)
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months to debt-free
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Payoff Comparison Chart
Payoff Schedule
Snowball
Avalanche
Debt Summary